Hmmm… I forgot to make an entry on Wednesday – BAD Kevin. A lot happened yesterday, can’t believe that I forgot my entry…
It was a busy day at work. I was driving all over, started in Thorold to Welland to Port Colborne and the back to Welland. I was leaving Welland at 4:20pm or so on my back to Regional HQ. Driving down the 406, there was a dump truck in front of me. Anyway, I was about 200m behind him and a rock the size of, oh, my fist perhaps hit my windshield causing a rather large crack. I was pissed…
I get back to work, unload my Jeep and head home at 5pm – an hour after my normal quitting time.
Once home, I figure that I will call my insurance company to see what the deductible is for a broken windshield. I have Intact Insurance, formally ING. I went with ING because the rates seemed pretty good. Anyway, turns out that my premiums suck – more on that later.
I call the 800 number and after navigating my way through their automated system, I get some guy speaking French. He does speak English however and when I give him my policy number he states that he can’t access an Ontario policy – he’s in Montreal. He is helpful, gives me another 800 number to call. I do and it is some sort of number for agents – guess what, I am NOT an agent… I call back, get another Montrealer who also can’t assist. I ask, “isn’t this a 24/7 number as it claims on my insurance slip?”. He says he can’t help me. I ask, “what if my car is totalled on the side of the road?”, again, he can’t help – I hang up…
I decide, well, let’s see how much this is going to cost to get replaced. I call Apple Auto Glass, a pretty big company. The phone rings and rings and rings. It is about 5:30pm at this point. Perhaps they are closed. No answering machine though… I call another place, no answer. I call another one, Speedy Glass. They have 24/7 support AND they speak English.
As for price, remember, I drive a 2004 Jeep Wrangler TJ. The windshield is pretty small, 2 feet high, 4 feet wide. I didn’t know what to expect… The cost is only $310 or so – not too bad at all. If only my insurance company could tell me what my deductible is.
Uneventful rest of the evening for the most part – I go to bed too late though.
I call Intact again at 7am. Got another French dude but he can access my policy – AMAZING. My deductibe is $300 – remember how much the windshield is? $310… So, guess that I am paying the entire cost.
I speak to my Manager at work – since I was on work business I figure work should pay for the windshield. If they don’t, why should I drive my vehicle for work. Anyway, he is a good guy and I think he’ll get that part done.
So, I have to replace the windshield ASAP. The crack is getting bigger and it needs to be changed. As faithful readers know, I am heading to S. Carolina in a couple of weeks. I really can’t afford an extra $300 right now and still head south. At the moment, I have no idea how this will all play out.
That brings me to today – Thursday, December 3. Nothing out of the ordinary today, computers that don’t want to do what they are supposed to, but that is par for the course. I am covering Regional Council tonight and additional comments deleted by author.
That’s it for now. More later…